A core platform built for the complexity of farm and ranch risk.
Multiple structures, diverse occupancies, rural exposures, tangled mortgagee relationships. DigitalEdge is pre-engineered for all of it, so you launch programs faster and your underwriters see the whole property at a glance.
Farm submissions are messy. The platform should not be.
A single farm submission can carry many locations, dwellings, structures, and pieces of equipment, each with its own occupancy, exposure, and mortgagee. On a generic system, that means manual entry, missed detail, and slow quotes. DigitalEdge is purpose-built for farm, ranch, and rural risk, so the complexity that slows other platforms down is handled before the underwriter opens the file.
See the whole property
Enter an address and the workbench pulls satellite imagery, drops a pin, and draws a quarter-mile radius. Adjust, confirm, and lock the GPS coordinates for every location on the policy.
Prefilled farm data
Pre-integrations with HazardHub, e2Value, OFAC, and Google Maps surface peril scores, fire protection, and TIV indicators per location, prefilled into the workbench.
Mortgagees, mapped
Assign multiple mortgagees and loss payees to individual dwellings, structures, and equipment across complex farm schedules, with LenderDock and Insvista supporting the workflow.
Configurable for any program
Farm property, equipment, ranch, rural estates, homeowners, with 500+ coverages pre-engineered. Configure rules, rates, and forms to your model in the Configuration Hub.
Bulk upload large schedules
Upload large farm policies by template, many locations and structures at once, with any missing data flagged for the agent before it reaches underwriting.
Data for reinsurance
Access to platform data and reports for reinsurance and business analysis, so exposure and performance are visible without exporting to a separate system.
The full capability set, in one brief you can bring to your team.
Get the Farm & Ranch brief →Proof from farm mutuals and specialty program houses
Two kinds of farm insurer already build on DigitalEdge: an established Farm Mutual carrier and a first-of-its-kind national E&S program. Plus the brief, the workflow proof, and a customer walkthrough.
DigitalEdge Insurance Platform for Farm
The full capability set for farm, ranch, and rural risk: satellite mapping, prefilled farm data, multi-mortgagee schedules, 500+ coverages, and 30 to 50% faster program launch. Read it, then bring it to your team.
Get the brief →
Farmers Mutual of Macon on Building Its Farm Program
Kevin Mosley, President and CEO of Farmers Mutual Insurance Company of Macon, on why the 1894 Farm Mutual chose DigitalEdge to run its full insurance lifecycle.
Watch the testimonial →
ARU Launches a National E&S Farm, Ranch & Rural Estates Program
The first and only national E&S Farm, Ranch, and Rural Estates package in the U.S., launched on DigitalEdge Policy and Billing in a 17-week joint implementation.
Read the announcement →
Automating Mortgagee Notifications for Farm Insurers
LenderDock's Frank Eubank on automating mortgagee notifications through DigitalEdge Billing, with Farmers Mutual of Macon's implementation as the working example.
Read the POV →A Farm Mutual carrier and an E&S program house
DigitalEdge runs the full lifecycle for an established Farm Mutual, and it brought a first-of-its-kind national specialty program to market fast. Different buyers, the same platform.
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We show up where farm mutuals meet
Cogitate is a regular at the farm mutual and agricultural insurance events our customers attend. If you would rather talk in person, find us on the floor.
See it on a real farm submission
Bring one of your complex farm schedules to a working session. We will show you the satellite mapping, the prefilled data, and the mortgagee workflow on your own risk, and how fast it gets to quote. Prefer to pick a time directly? Book straight into the team's calendar.
